Rummy – Frequently Asked Questions

Rummy is a card game that is played with two decks of cards containing two Jokers. To win the Rummy game, a player must make a valid declaration by picking and discarding cards from the two piles given. One pile is a closed deck, where a player is unable to see the card being picked, while the other is an open deck that is formed by the discarded cards. To win, the players have to group cards in valid sequences and sets.
In rummy, the cards in each suit rank low to high starting with Ace, 2, 3, 4, 5, 6, 7, 8, 9, 10, Jack, Queen and King. Ace, Jack, Queen and King each have 10 points. The remaining cards have a value equal to their face value. For example, 5 cards will have 5 points and so on.
The objective of the Rummy card game is to arrange the 13 cards in valid sets and sequences. To win the game, you need to make minimum 2 sequences, of which one needs to be a pure sequence and rest can be any valid sequence or sets. Without a pure sequence you cannot make a valid rummy declaration. This is one of the most important rummy rules.
MPL offers users Games of Skill. The structure of the games offered on our platform, which is our intellectual property, is duly supported by legislation and judicial pronouncements prevailing in India. In order to ensure that the manner in which we are offering games on our platform is legal, we have got the same approved and verified by some of the leading legal jurists in India, including Constitutional, Criminal and Corporate law firms and counsels. Based on our research, we believe that the games we offer are legal. The players are welcome to address any queries they may have by writing to our customer care.
RNG stands for Random Number Generator. Random Number Generator (RNG) is used in all gaming machines. RNG certification is necessary for clients of RMG sites to be confident in the reliability and honesty of online real money games.
Yes, MPL Rummy is officially RNG-certified by iTech Gaming labs.
We have an RNG certification for all the Rummy Games run on MPL. The RNG certification ensures that all our games are fair and MPL does not favour any player while distributing cards.
This, combined with our advanced fraud detection algorithms to restrict fraudulent players makes MPL the safest platform to play Rummy. MPL has a ZERO TOLERANCE policy towards fraud.
At MPL, we have the following formats available currently:
  • Points Rummy
  • Pool Rummy
  • Deals Rummy
We will keep adding more popular formats!
Tables in the Lobby are arranged according to the “Point Value” for Points Rummy and “Buy-in amount” for Pool Rummy, so you can choose a table to play the games accordingly.
Once you have chosen a table and entered the playing area, click on ‘SIT’ and you are given a seat to play.
Draw - For every turn, the player must draw a card; either the top most card from the Closed deck or the last discarded card from the Discard Pile.
Discard - Every player must end his turn by placing one card from his hand face-up on the Discard Pile.
To declare, the player must show the cards in hand by grouping them in sets/sequences and clicking on the 'Declare' button.
Compulsory: To finish the game, you must declare at least two sequences, one of which must be a pure sequence.
The Discard Pile is reshuffled and put face-down as the new Closed deck. The card you discard goes to form a new Discard Pile.
MPL deducts tax as per the TDS policy set by the Government, as applicable to net winnings in Real Money Games. If your net winnings in a game are greater than Rs 10,000, a TDS (Tax Deducted at Source) equal to 31.2% is deducted from your total winnings in the game.
The amount you win on a Rummy Table is credited to your MPL wallet in Winnings Cash after tax deduction. You can withdraw this money whenever you want.
You can exit from a particular Rummy table before the cards are dealt. You can exit without any deduction of entry fee if the game timer value is more than 5 seconds. 5 seconds is the lock-in time. If you exit after this your entry fee won’t be refunded.
You can deposit money on MPL using any of the Modes present on the checkout page. The modes include Paytm, Amazon Pay, Credit Cards, Debit Cards, Net-banking of 50+ banks.Reach out to our customer support team via MPL Helpdesk.
Points rummy is a variant of 13 cards Indian rummy where players play for points with pre-decided rupee value. One player who makes the first valid declaration wins the game with 0 points and wins all the cash, based on the opponents’ total points.
Each card carries a certain number of points. The losing player gets points equal to their hand score, calculated as follows :
J, Q, K, A of any suit carry 10 points each. All other numbered cards carry the same points as their face value. For example, 7 carries 7 points and 3 carries 3 points. Joker cards carry 0 points. At the end of the game, a losing player's hand score is calculated by adding points for cards that are not grouped as sets/sequences with the following exceptions:
  1. If the losing player has no pure sequence, all cards are counted.
  2. If the losing player does not have two sequences, but has a pure sequence, only the pure sequence is not counted.
A player can get a maximum of 80 points. For instance, if a player's hand score is 85 they will still get only 80 points. But if a player's hand score is 75, they will get 75 points.
The first player to finish after meeting the game objective wins. The winner gets 0 points.
  1. If one or more players drop the game in their first move, they get 20 points each and the game continues till a single winner emerges.
  2. If one or more players drop the game after their first move, they get 40 points each and the game continues till a single winner emerges.
  3. If a player declares without meeting the game objective, they gets 80 points and the game continues till there is a winner.
  1. Players play for points, which have a pre-decided rupee value.
  2. Each player must bring a minimum amount to the table.
  3. A toss will decide which player makes the first move.
  4. Each player is dealt a set of 13 cards randomly.
  5. First card from the pack is placed in the open deck indicating that the game has started.
  6. Remaining cards are placed face-down in the closed deck slot.
  7. A joker card is randomly selected at the beginning of each game.
  8. Printed Joker: In case a printed joker is selected as joker for a game, then players can also use Ace card of any suit as a joker in their sets and/or sequences.
  9. Objective : Arrange all 13 cards in-hand in sequences and/or sets.
  10. Each player takes turns to pick/discard a card from a closed/open deck to complete sets and/or sequences.
  11. You can use one or more jokers to complete your sets and/or sequences.
  12. You can move a card to the finish slot to declare your sets and sequences.
Each player gets the option to drop the game in their turn, throughout the game’s duration.
To avail the Drop option, the player must not have picked a card from the open/closed deck in that turn.
First Drop - If a player drops the game in their very first turn, they get 20 points.
Middle Drop - If a player drops the game in a turn other than the first, they get 40 points.
If your net winnings in one game of points rummy is greater than Rs 10,000 then TDS will be applicable on your winnings. TDS of 31.2% will be applicable on your net winnings and will be deducted from your total winnings for that game.
Each round of points Rummy is one game. Once cards are dealt and a game is played till a single winner is declared, one game will continue.
You enter a table of Points Rummy with some pre-decided entry fee, which can be used to play multiple games. Depending on point value, the Entry for one game is calculated.
For a Rs 10 Point Value table, entry for one game of Points Rummy will be Point Value multiplied by the maximum Points a person can get in one game ( 80 Points)

So entry fee for one round = 10*80 = Rs 800

At the end of the game, points of players multiplied by Point Value is the amount one player will lose and winner will get winnings as follows

Winnings =(Sum of points of all opponents) X (Rupee-value of the point) - Take Rate

One winner wins all the Cash at the end of each game as follows:
Winnings =(Sum of points of all opponents) X (Rupee-value of the point) - Take Rate
In case of “connection failure” or “disconnection”, you get two turns while waiting for reconnection. If you still don’t reconnect, your game is dropped.
Gifts are virtual and carry no real value. While playing, you can pay a small amount and gift something to any other player on the table. There are a variety of options to choose from.
If you exit an ongoing Points Rummy game, then you drop out of the table and you lose.
Pool Rummy is a variant of 13 card Indian rummy where players pay a fixed entry fee that forms the prize pool. Winner of every deal gets 0 points and the rest of the accumulated points are added to their score. A player is eliminated once their score reaches the maximum limit of points on the table. For example: 101 Points Pool or 201 Points Pool.
The winner gets 0 points. The loser gets points based on the cards in their hand. Each card carries a certain number of points.
  1. J - 10 points
  2. Q - 10 points
  3. K - 10 points
  4. A - 10 points
  5. All other numbered cards carry the same points as their face value.
  6. The jokers carry zero points.
The loser of the game gets points as follows: If a player finishes the game without meeting the game objective, the player loses and gets 80 points.
Each player joins a Pool Rummy table by paying a fixed entry fee, which is used to create the Prize Pool.

A toss will decide which player makes the first move.
Each player is dealt a set of 13 cards randomly.
First card from the pack is placed in the open deck indicating that the game has started.

Remaining cards are placed face-down in the closed deck.
A joker card is randomly selected at the beginning of each game.
One or more jokers can be used to complete sets and/or sequences.

Printed Joker:In case a printed joker is selected as joker for a game, then players can also use Ace card of any suit as a joker in their sets and/or sequences.

Elimination: In Pool Rummy, a player is eliminated from the table once their score reaches the maximum limit of points on a particular table. For example: In 101 points pool, a player will be eliminated once their score reaches 101 points.

101 Format:
  1. Players who are eliminated from a game of Pool Rummy can rejoin the game if the highest score among the players who are not eliminated is less than or equal to 79 points in 101 Pool Rummy. One can rejoin a game only after elimination and before the next deal begins.
  2. Entry fee to rejoin a game of Pool Rummy is the same as the entry fee while joining the table. The entry fee will be deducted from the player’s account every time they opt to rejoin a game.
  3. Whenever a player rejoins a game, the starting score of the player will be 1 point above the highest score among the players who have not been eliminated. For example, if the scores of the three players who have not been eliminated from the game of 101 Pool Rummy are 56, 34 and 19, then the player who rejoins will have a starting score of 57.
  4. Players can rejoin a game of Pool Rummy any number of times as long as there is enough balance in their account to pay the entry fee and the highest score among the players who have not been eliminated is 79 points or less in 101 Pool Rummy.
    201 Format:
  1. Players who are eliminated from a game of Pool Rummy can rejoin the game if the highest score among the players who are not eliminated is less than or equal to 174 points in 201 Pool Rummy. One can rejoin a game only after elimination and before the next deal begins.
  2. Entry fee to rejoin a game of Pool Rummy is the same as the entry fee while joining the table. The entry fee will be deducted from the player’s account every time they opt to rejoin a game.
  3. Whenever a player rejoins a game, the starting score of the player will be 1 point above the highest score among the players who have not been eliminated. For example, if the scores of the three players who have not been eliminated from the game of 201 Pool Rummy are 156, 134 and 119, then the player who rejoins will have a starting score of 157.
  4. Players can rejoin a game of Pool Rummy any number of times as long as there is enough balance in their account to pay the entry fee and the highest score among the players who have not been eliminated is 174 points or less in 201 Pool Rummy.
In 101 pool rummy, a player gets eliminated once they reach maximum score points of 101. In 201 pool rummy, a player gets eliminated once they reach maximum score points of 201.
For one game of Pool Rummy, TDS will be deducted if your net winnings are greater than Rs 10,000.
Example: If 5 players join a Rs 5,000 Pool Rummy Lobby, then the pot value is Rs 25,000
In this case winnings will be Rs 25,000 - Take rate
Let’s assume the take rate is 10%t:
So total winnings will be Rs 22,500 and net winnings will be Rs 17,500
As Rs 17,500 is greater than Rs, 10,000 a TDS of 30% will be applicable on this amount and will be deducted from total winnings.
One winner wins all the Cash at the end of each game as follows:
Winnings =(Sum of points of all opponents) X (Rupee-value of the point) - Take rate
Once one game of Pool Rummy ends, you can continue playing in the same lobby by selecting the ‘play again’ option. If you have sufficient balance to join the game, a new game will start in the same lobby, otherwise you will be redirected to the “Add Money” page to add money to your MPL wallet.
If your internet connection is lost, your game is dropped.
  1. If you exit before the game starts :
    • If you exit before the last 5 seconds of turn timer (15 seconds), you will get your money back.
    • If you exit in the last 5 seconds of the turn timer, you will lose the entry fee.
  2. If you exit an ongoing game, you will lose your entry fee for that round.
Leaderboard contests are special promotions run by MPL from time to time. These special contests give our players a chance to win huge amounts of cash rewards over and above their winnings from Rummy games.
Do check our leaderboard section in the Rummy game for active contests!
You can check active leaderboards inside the Rummy game on the Rummy home screen, under a separate tab called “Leaderboards”.
You can click on any active leaderboard and view your status.
At MPL, Rummy leaderboards are categorised according to formats (Points/Pool) and entry fees. To participate in any particular contest, you have to play Rummy on those tables.
Your leaderboard winnings should credit within two hours of completion of the contest.
If for some reason, due to fraud & collusion checks, your winnings don’t get credited immediately, please wait for 2 hours.
If winnings don’t get credited after 2 hours, please reach out to our support team.
Bonus Cash is the money that you earn by referring your friends to MPL, from Daily Spin Wheel, from Cashback Offers, etc. You can use Bonus cash with Deposit/Winnings Cash to enter Cash Tournaments and Battles. You cannot withdraw your Bonus Cash.
You can ONLY withdraw your cash winnings via the MPL Wallet. Please note that to withdraw more than Rs 20, you have to complete your KYC. (Please link to KYC FAQs here)
Reach out to our customer support team via MPL Helpdesk.
You can raise an unblock request via Helpdesk that access is blocked. It will take us 48 hours to process the request and send you an update.
In some cases, it can take our team longer to vet the issue. You will receive an SMS with an update when we do.
Users who have been suspected of fraudulent activity are blocked from Rummy. MPL strives to ensure fair gameplay for all the players and hence blocking such fraudulent activity is of prime importance.
You can check the fraud policy in the Terms and Conditions section on the app.